We spend a great deal of money on things like clothes, food and other fancy stuff.
Have you considered spending a great deal on learning something new?
If your answer is yes, well, you're better off than the majority of people.
However, if it's a no, which is the most common case, you need to change your spending habits.
Learning is a never-ending journey. It'll continue till the last moment you'll live on this planet. People who think that learning ends after high-school or college are gravely mistaken.
Since it is a lifelong process, you should devote a good part of your time and money to learning new stuff.
With the advent of the internet, learning has become so much easier and cheaper than ever. You can now learn a new skill in a few hours by following video courses.
The same goes for books. As eBooks are becoming more and more popular, they're more accessible and cheaper than ever.
Now is the time.
Don't throw away all your money on fancy stuff. Invest some of your monthly income to buying books, online courses and other materials that'll help you learn something new.
It'll be highly rewarding.