Rahul is a software engineer based in bangalore, india.

this journal is his manifesto to help people tackle everyday hurdles and live better.

Save early

I was late to the saving game. I usually lived off salary to salary spending money like water.

It wasn't until I felt absolutely broke for maybe the 7th time when I finally started saving some money.

I didn't do it on my own though. My girlfriend came to my rescue and gave me that much-needed push to start saving. And, I did.

I'm years late to the game and still starting up, going slow. However, there's one thing that I'm quite satisfied with - I won't have to feel that damn broke again.

I know that I have adequate money in my bank as an emergency fund. Moreover, I've also started investing in mutual funds. Thus, not only saving my money but also growing it over time.

The first step to start saving is to cut down on buying things that you don't really need.

Your want will never be satisfied and no income will ever be enough for you if you don't learn to control your expenses.

Think before you buy anything. Do you really need it?

Have someone as an advisor. I've my girlfriend to help me out with this.

You see, we have made a pact that whenever I'll think of buying something expensive, I'll ask her first. If the two of us think that it's really necessary only then I'll make the purchase. Otherwise, I'll have to forget that item for good.

So far, it's working like a charm.

Try it out, you'll feel more secure and in control of your life. Don't be too late to this game in life, like I was.

Start saving early.

Too bad that schools don't teach us how to handle our money. You need to get your hands dirty and acquire this skill on your own. 

Shake it off

Occam's razor